For freelancers & remote workers
Manage Your Money Across Borders
Manage your global earnings, swap between supported assets and spend with HostFi.
- Free swaps
- Free transfers to HostFi users
- Dollar & stablecoin balances
The problem
Getting paid is only half the job
When clients and employers pay you from abroad, the hard part starts after the money lands.
Value lost along the way
Every conversion and hop between platforms can take a cut before the money is actually yours to use.
Money scattered everywhere
Earnings end up split across exchanges, wallets and apps, so you never see your full balance in one place.
Hard to actually spend
Turning crypto or dollars into something you can pay with, online or locally, takes too many steps.
HostFi brings your global earnings into one app, so you can hold, move and spend them without the runaround.
What you can do
Everything after “payment received”
Hold
Keep dollars and digital assets side by side
Hold your earnings in the form that suits you, whether that's stable dollar value or the crypto you were paid in.
- Hold supported assets like USDT, USDC, BTC, ETH, SOL and BNB
- Keep dollar balances next to your crypto
- See your total balance in a single view
Swap
Switch between supported assets for free
Got paid in USDC but need USDT? Want to move some BTC into stablecoins? Swap in seconds, with no swap fees.
- No fees on swaps
- See the rate and the amount you'll receive before you confirm
- Swap whenever you need to, not when a platform lets you
Swap
0 swap fees- Rate
- 1 BTC ≈ 65,032.4 USDT
- Swap fee
- Free
Illustrative rates. Live rates are shown in the app.
Convert & access
Get to your money when you need it
Move money out of HostFi when you need cash in the bank, or send it to people you know on HostFi, free.
- Withdraw to a bank account in your name
- Withdrawal fees are shown upfront, before you confirm
- Free transfers between HostFi customers
Withdraw
$500.00
- Withdrawal fee
- Shown before you confirm
- Account name check
- Matches your name
Spend
Spend it, online and every day
Use HostFi virtual cards to pay for subscriptions, tools and everyday online purchases straight from your balance.
- Virtual dollar card for eligible international spending
- Virtual naira card for eligible local online payments
- Create a card in minutes, right in the app
How it works
From paid to spent in four steps
- 1
Receive your earnings
Deposit supported crypto like USDT or USDC to your HostFi wallet, or receive money from another HostFi user for free.
- 2
Hold it your way
Keep your money in dollar balances or supported digital assets, and see everything in one total.
- 3
Swap for free
Move between supported assets whenever you need to. Check the rate and amount, then confirm. No swap fees.
- 4
Spend or withdraw
Pay online with a HostFi virtual card, send to HostFi users, or withdraw to a bank account in your name.
Use cases
Built for people who earn globally
Whether you're paid per project or per month, HostFi gives your money somewhere to go.
Freelancers
Paid in stablecoins by clients abroad
Hold USDC or USDT, swap for free when you need to, and pay for your tools with a dollar card.
Remote workers
A monthly salary from a foreign employer
Keep part of your pay in dollar value, move what you need to your bank, and spend the rest online.
Crypto earners
Income that arrives in different assets
Consolidate BTC, ETH or SOL payouts into the asset you prefer, without paying swap fees.
Families
Sharing money with people you love
Send money to friends and family on HostFi instantly, with free transfers between HostFi customers.
Supported assets
Hold what you earn
Major cryptocurrencies and stablecoins in one place, with more on the way.
Tether
USDTStablecoin
USD Coin
USDCStablecoin
Bitcoin
BTC
Ethereum
ETH
Solana
SOL
BNB
BNB
Simple, upfront pricing
No surprises. Any fee is shown in the app before you confirm.
- Deposits
- Free
- Swaps between supported assets
- FreeLive rate shown before you confirm
- Transfers to other HostFi users
- Free
- Fiat & crypto withdrawals
- Fee appliesThe exact fee is shown before you confirm
Questions about
managing global earnings
What can I do with my international earnings on HostFi?
Once your earnings are in HostFi you can hold them in supported digital assets or dollar balances, swap between supported assets for free, send to other HostFi users for free, spend with a HostFi virtual card, or withdraw to a bank account in your name.
Which assets can I hold?
HostFi supports major assets including USDT, USDC, BTC, ETH, SOL and BNB, alongside dollar balances. More assets are planned.
Are swaps really free?
Yes. HostFi does not charge fees for deposits or swaps. You'll always see the exchange rate and the amount you'll receive before you confirm.
How do I get my money out?
You can withdraw to a bank account in your name, or spend directly with a HostFi virtual card. Withdrawal fees apply and are shown before you confirm.
Can I send money to friends and family?
Yes. Transfers between HostFi customers are free, so you can share money with friends and family who use HostFi.
Is my money safe?
HostFi uses industry-leading security measures including two-factor authentication and advanced encryption to protect your account and transactions.
Your earnings, finally in one place
Download HostFi to hold, swap and spend the money you earn from anywhere.
