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Host Finance

Virtual USD card

Your Trusted Card for Global Spending

Pay for eligible global subscriptions, digital services and online purchases with a HostFi virtual USD card.

  • Create in minutes
  • Visa / Mastercard
  • Fund from your HostFi balance
HostFi virtual dollar Visa card
NNetflixStreaming · Monthly-$15.49Approved

The problem

Local cards weren't built for global checkouts. HostFi's dollar card was.

You find the tool, the course or the subscription you need, then the payment fails. A HostFi virtual card pays in USD, funded straight from your HostFi balance.

  • Declined at checkout

    Many local cards are blocked or limited for international payments, even when you have the money.

  • Subscriptions that lapse

    One failed renewal and you lose access to the apps and services your work depends on.

  • Unclear conversion costs

    Paying in dollars through a local bank card can come with conversion costs you only see later.

How it works

Create, fund and pay. Four steps, all in the HostFi app. No paperwork, no branch visits.

  1. 1

    Create your dollar card

    Open Cards in the HostFi app, choose a USD card and create it in minutes.

  2. 2

    Fund it from your balance

    Move money onto the card from your HostFi balance. Any funding fee is shown before you confirm.

  3. 3

    Pay online

    Copy your card number, expiry date and CVV into any eligible checkout, just like a regular card.

  4. 4

    Stay in control

    Track every transaction, check your card balance and manage your card from the app.

How card funding works

Funding options

Top up from what you already hold

Your card is funded from your HostFi balance, so you only spend what you load. Holding stablecoins? Swap to USD for free, then fund your card.

  • Fund from your USD balance in seconds
  • Holding USDT or USDC? Swap to USD with no swap fees
  • Your card balance updates instantly in the app
HostFi virtual dollar Visa card
Card balance $50.00

Fund from

  • USD balance$1,520.00 available
  • USDT → USDSwap free, then fund
  • USDC → USDSwap free, then fund

Checkout

Works like the card you already know

Your virtual card has its own number, expiry date and CVV. Enter them at checkout and pay in dollars.

  • Use it for subscriptions and one-off purchases
  • Keep your main bank card details private
  • See each payment in the app as it happens
checkout

Online course

  • Design course, annual$24.00
  • Tax$5.00
Total$29.00

Card number

5399 2812 7710 4322
09 / 29
•••
Pay $29.00

Payment successful

$29.00 paid with your HostFi card

Where you'll use it

Made for the internet's checkouts. Subscriptions, software, shopping and games, priced in dollars.

Examples of eligible spending. Acceptance always depends on the merchant. Merchant names are trademarks of their owners.

Today

  • NetflixSuccessful · Streaming · Monthly-$15.49
  • SpotifySuccessful · Music · Monthly-$10.99
  • YouTube PremiumSuccessful · Video · Monthly-$13.99
  • Prime VideoSuccessful · Streaming · Monthly-$8.99

Who it's for

  • Freelancers

    Keep your toolkit paid

    Pay for design, dev and AI tools in dollars without worrying about your local card being declined.

  • Students

    Courses and learning platforms

    Pay for online courses, certifications and learning memberships priced in USD.

  • Creators

    Grow your audience

    Cover editing apps, stock assets and promotion tools from your HostFi balance.

  • Everyday

    Your favourite subscriptions

    Keep streaming, music and gaming subscriptions running without failed renewals.

Fees, limits & card details

Clear information before you create or fund your card.

Card type
Virtual Visa / MastercardNetwork shown when you create your card
Card currency
US Dollar (USD)
Time to create
Within minutes
Card creation fee
Shown in appDisplayed before you confirm
Funding fee
Shown in appDisplayed before you confirm
Spending limits
Shown in appDaily and monthly limits are listed on your card
Where it works
Eligible online merchantsSome merchants may not accept virtual cards

Card availability, fees and limits may vary. The HostFi app always shows the applicable terms before you confirm.

FAQ

Questions, answered. Everything about the HostFi dollar card.

What is a HostFi virtual dollar card?

It's a USD-denominated virtual card you create in the HostFi app. It has a card number, expiry date and CVV like a physical card, so you can use it to pay for eligible online purchases priced in dollars.

Where can I use my virtual dollar card?

Use it for eligible international subscriptions, digital services, online tools and online shopping. Acceptance depends on the merchant, so some merchants may decline virtual or prepaid cards.

How do I fund the card?

Fund your card from your HostFi balance in the app. If you hold stablecoins like USDT or USDC, you can swap to USD for free first and then fund your card.

How long does it take to create a card?

You can create a HostFi virtual card within minutes, right in the app.

Can I use the card in physical stores?

The HostFi dollar card is a virtual card designed for online payments, such as subscriptions, apps and online stores.

What fees and limits apply?

Any applicable card fees and spending limits are shown in the HostFi app before you create or fund your card, so you always know the cost upfront.

What should I do if a payment is declined?

Check that your card has enough balance and that the merchant accepts virtual cards. If it still doesn't work, contact support in the app or at [email protected].

Get your dollar card in minutes

Download HostFi, create your virtual USD card and pay for what you need online.

Cards screen showing a HostFi Visa card, balance and transactions